AU Small Finance Bank Home Purchase Loan

CIBIL Score

• CIBIL score preferably above 750

Required Documents

• Identity, age and address proof - Valid Passport,Voter ID Card,Aadhaar Card, PAN card and Valid Driving License
• Income proof - Salary Slips/ Bank Statements/ Form-16, Salary Certificate (cash salaried cases) and IT Returns and/ or Financial Statements of last 3 years And/ Or Informal Income Documents
• Other documents - Application form with photograph duly signed,Processing fee cheque,Proof of business existence and Last 6 months bank statements
• Property related documents - Copy of Allotment letter/Seller's Agreement and Receipt/s of payment made to builder/ developer

Loan Processing Charges

• 0.25% to 2%

Features

• Minimum Home Loan tenure – 1 Year
• Maximum Home Loan tenure – 30 years for Bank salaried and 20 years for Cash Salaried/SEP/SENP
• Available for formal & informal income proof customers​: Loan is available for customers with minimum wage too and with other non-income proof documentation.
• No hidden charges: Our process is completely transparent and without any hidden charges.
• Doorstep service: Our Loan expert will provide you services right at your doorstep.
• Easily available in rural India: We have a wide network and are available in rural, semi-urban, and urban areas across locations.
• Perfect partners for your preferred property: Including Development Authority, RERA Approved flats and houses, Municipal Corporation/Nagar Palika, Freehold and Leasehold, Gram Panchayat.
• Wide branch network: Available at 400+ locations across India.
• Tax benefit on Home Loan: Under Section 24, 80EE & 80C of Income Tax Act.
• Legal and technical counselling: With the help of experienced legal and technical vendors, experienced AU staff, and a wide range of APF projects we help you select the right property for you.
• Highest Home Loan eligibility: So that you can choose a good and comfortable dream home for yourself and your loved ones.
• Doorstep services: Our experienced staff will provide door-to-door services with quick processing and disbursal of loans.